Federal Trade Commission (FTC)
ReportFraud.ftc.gov
Report any scam, fraud, or bad business practice. Reports go into a database used by law enforcement across the country.
Stay Safe
A scam used to be easy to spot. A strange email. A voice that didn’t sound right. Today a message can sound exactly like your bank, and a call can sound exactly like your son.
This page is a starting point. Pick your state to see who to call, where to report, and what the public numbers say about scams and identity theft where you live. Everything here is free to read. You don’t need an account.
How to use this page
Each page lists your state’s official consumer protection office, the federal sites to report to, and the latest public data from the FTC and FBI.
What AI scams look like now
Anything AI can do for you, it can do to you.
The tools that write your emails and read you the news can also be pointed at you. They can copy a voice from a short clip. They can make a video of someone saying things they never said. They can write a message that knows your name, your town, and your kids’ school.
In 2025, for the first time, the FBI’s Internet Crime Complaint Center reported AI-related complaints as their own category: 22,364 complaints, with $893,346,472 in reported losses nationwide. (Source: 2025 Internet Crime Report, "Artificial Intelligence (AI) Used in Cybercrime," p. 39)
What that looks like day to day:
The old warning signs were typos and odd phrasing. Those are gone. What still works is slowing down and checking through a number or person you already know.
Official help
Wherever you live, these official services take reports and help people recover. Your state’s page adds your attorney general and other state offices.
Federal Trade Commission (FTC)
Report any scam, fraud, or bad business practice. Reports go into a database used by law enforcement across the country.
Federal Trade Commission (FTC)
If someone used your personal information, report it here and get a personalized recovery plan with pre-filled letters.
FBI
Report online and cyber-enabled fraud to the FBI, including investment, cryptocurrency, romance, and fake-text scams.
Consumer Financial Protection Bureau (CFPB)
If a bank, card company, or money-transfer service will not help with a problem, file a complaint. The CFPB sends it to the company and tracks the response.
U.S. Department of Justice
Case managers help people 60 and older, and their families, report fraud and find next steps. Monday to Friday, 10 a.m. to 6 p.m. Eastern.
Social Security Administration, Office of the Inspector General
Report calls, texts, emails, or letters from people pretending to be Social Security. To check on your benefits, call Social Security at 1-800-772-1213.
Centers for Medicare & Medicaid Services
Report suspected Medicare fraud, like charges for services you did not get, or someone asking for your Medicare number.
Contact each bureau separately. A freeze is free, doesn’t affect your credit score, and can be lifted when you need to apply for credit.
Equifax
Place or lift a free credit freeze.
Experian
Place or lift a free credit freeze.
TransUnion
Place or lift a free credit freeze.
Before anything happens
The best protection is a few habits your family agrees on before anything happens.
Choose a word or question only your family knows. Anyone who calls in an “emergency” has to know it. Don’t post it or text it.
If a call, text, or video asks for money or information, hang up and reach the person or company yourself.
Pressure to act right now, keep it secret, or pay in an unusual way is the clearest sign of a scam.
Set social accounts to private. Think twice before posting travel plans, birthdays, your kids’ schools, or videos with your voice. Scams that sound personal are built from personal details.
for email, banking, and phone accounts. Never share the codes with anyone who calls you.
Parents, grandparents, and teenagers. A five-minute conversation is worth more than any warning.
You don’t have to wait for a problem. It’s free and you can lift it anytime.
Free posters
For your family, a senior center, library, community center, place of worship, clinic, school, or apartment building. Each is one U.S. Letter page, free to copy and share.
Calls that sound like a family member in trouble: the warning signs and what to do.
A simple habit for the whole family: a safe word that proves an emergency call is real.
Fake texts about unpaid tolls, missed deliveries and bank alerts: the warning signs and what to do.
Callers who claim to be from Social Security or the police and demand payment.
Fake virus warnings and “technicians” who want remote access: the warning signs and what to do.
Fake bank fraud calls that ask you to send money with Zelle or another app.
Online friendships that turn into requests for money or crypto “investments”: the warning signs and what to do.
Fake Amazon calls, texts and emails: the warning signs and what to do.
Anything AI can do for you, it can do to you.
Scams that sound personal start with personal details. Our free scan checks more than 200 US data-broker and people-search sites, so you can see how much about you is already out there.
Education only, not legal advice. AI Protection is not a government agency and is not affiliated with the FTC, the FBI, or any state attorney general.